:root{
  --ink:#14202B; --ink2:#4A5A68; --bg:#FFFFFF; --bg2:#F5F7F9;
  --accent:#0E5FD8; --accent-dark:#0A4AAB; --line:#DDE4EA; --label:#8A97A3;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:78px}
body{margin:0;background:var(--bg);color:var(--ink);
  font-family:"Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,Arial,sans-serif;line-height:1.6}
.wrap{max-width:1000px;margin:0 auto;padding:0 24px}

/* NAV */
.sitehead{position:sticky;top:0;z-index:50;max-width:none;padding:0;
  background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(10px);
  -webkit-backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.sitehead nav{max-width:1000px;margin:0 auto;padding:12px 24px;border-bottom:none}
.navlinks a.navcta{color:#fff;background:var(--accent);padding:7px 13px;border-radius:6px;
  font-weight:600;display:inline-block}
.navlinks a.navcta:hover{background:var(--accent-dark);color:#fff}
@media (max-width:720px){.navlinks a.navcta{margin-left:0}}
nav{display:flex;justify-content:space-between;align-items:center;padding:18px 0;
  border-bottom:1px solid var(--line);gap:16px;flex-wrap:wrap}
.logo{font-weight:800;font-size:20px;letter-spacing:-.01em;color:var(--ink);text-decoration:none}
.logo span{color:var(--accent)}
.navright{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.navlinks a{font-size:14px;color:var(--ink2);text-decoration:none;margin-left:20px}
.navlinks a:first-child{margin-left:0}
.navlinks a:hover{color:var(--accent)}
.langsel{display:flex;gap:2px;border:1px solid var(--line);border-radius:6px;overflow:hidden}
.langsel a{font-size:12.5px;font-weight:600;color:var(--ink2);text-decoration:none;
  padding:5px 10px;background:var(--bg)}
.langsel a:hover{background:var(--bg2);color:var(--accent)}
.langsel a[aria-current="true"]{background:var(--accent);color:#fff}

/* HERO */
.hero{text-align:center;padding:72px 0 40px}
.hero h1{font-size:clamp(30px,5vw,44px);line-height:1.12;letter-spacing:-.015em;
  margin:0 auto 18px;max-width:20ch;text-wrap:balance}
.hero .lead{font-size:18px;color:var(--ink2);max-width:56ch;margin:0 auto 26px}
.pills{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin:0 0 26px}
.pill{background:var(--bg2);border:1px solid var(--line);border-radius:999px;
  padding:8px 16px;font-size:13.5px;font-weight:600;color:var(--ink)}
.cta{display:inline-block;background:var(--accent);color:#fff;font-weight:600;
  font-size:16px;padding:15px 32px;border-radius:8px;text-decoration:none;border:0;cursor:pointer}
.cta:hover{background:var(--accent-dark)}
.sub{font-size:13.5px;color:var(--label);margin-top:14px}

/* ANCHORS */
.anchors{display:flex;justify-content:center;align-items:stretch;
  margin:46px auto 0;max-width:720px;border:1px solid var(--line);border-radius:12px;
  background:var(--bg2);overflow:hidden}
.anchor{flex:1;padding:28px 30px;text-align:center}
.anchor + .anchor{border-left:2px solid var(--accent)}
.anchor .big{font-size:34px;font-weight:800;color:var(--accent);letter-spacing:-.02em;
  line-height:1.1;margin-bottom:6px}
.anchor .txt{font-size:15px;color:var(--ink2);max-width:26ch;margin:0 auto}
@media(max-width:620px){.anchors{flex-direction:column}
  .anchor + .anchor{border-left:0;border-top:2px solid var(--accent)}}

/* SECTIONS */
section{padding:64px 0}
section.alt{background:var(--bg2)}
h2{font-size:26px;letter-spacing:-.01em;margin:0 0 28px;text-align:center;text-wrap:balance}
.steps{display:flex;gap:24px;flex-wrap:wrap;justify-content:center}
.step{flex:1;min-width:240px;max-width:300px;background:var(--bg);
  border:1px solid var(--line);border-radius:12px;padding:26px}
section.alt .step{background:#fff}
.step .n{width:34px;height:34px;border-radius:50%;background:var(--accent);color:#fff;
  font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.step h3{font-size:17px;margin:0 0 8px}
.step p{font-size:14.5px;color:var(--ink2);margin:0}
.prose{max-width:640px;margin:0 auto;font-size:15.5px;color:var(--ink2)}
.prose strong{color:var(--ink)}
.prose + .prose{margin-top:16px}

/* FORM EMBED */
.formbox{max-width:720px;margin:0 auto;border:1px solid var(--line);border-radius:12px;
  background:#fff;overflow:hidden}
.formbox iframe{display:block;width:100%;border:0;min-height:320px;max-height:1200px}

.cta-final{text-align:center;padding:56px 0 72px}

/* FOOTER */
footer{border-top:1px solid var(--line);padding:22px 0;font-size:13px;color:var(--ink2)}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
footer a{color:var(--ink2);text-decoration:none}
footer a:hover{color:var(--accent)}

/* LEGAL PAGES */
.legal{max-width:720px;margin:0 auto;padding:56px 0 72px}
.legal h1{font-size:30px;letter-spacing:-.01em;margin:0 0 8px}
.legal .updated{font-size:13px;color:var(--label);margin:0 0 32px}
.legal h2{font-size:19px;text-align:left;margin:32px 0 10px}
.legal p,.legal li{font-size:15px;color:var(--ink2)}
.legal ul{padding-left:20px}
.legal a{color:var(--accent)}